How to Pass the Tennessee Real Estate Exam in 2026

The Tennessee real estate affiliate broker exam is administered by PSI and regulated by the Tennessee Real Estate Commission (TREC). With 120 questions and a 180-minute time limit, you need a focused study plan to pass on your first attempt.

The first-time pass rate is approximately 62%. That means roughly one in three candidates fails on the first try — preparation makes all the difference. Here is your complete guide.

Step 1: Complete the 90-Hour Pre-License Requirement

Tennessee requires 90 hours of TREC-approved pre-license education. Your coursework will cover:

Your school must verify your completion before you can register for the exam with PSI.

Step 2: Know the Exam Format

You must pass both portions independently. If you fail one portion but pass the other, you only need to retake the failed portion.

Step 3: Master the National Content Areas

The national portion (80 questions) covers topics tested in every state:

Step 4: Focus on Tennessee-Specific Content

The Tennessee state portion has 40 questions covering topics specific to this state:

Tennessee calls its entry-level license "Affiliate Broker" rather than Salesperson. The Tennessee Residential Property Disclosure Act has specific requirements about what must be disclosed and when. Focus on understanding the Affiliate Broker relationship with the Principal Broker.

Step 5: Build Your Study Plan

Study property ownership, land use controls, and transfer of title. Complete at least 100 practice questions on these topics.

Focus on loan types, qualification ratios, approaches to value, and real estate math. Math questions are worth the same as every other question — do not skip them.

Study fiduciary duties, agency relationships, contract law, and purchase agreements. These topics make up a large portion of both the national and state sections.

Dedicate this entire week to Tennessee-specific content. Study the TREC rules, state-specific disclosures, and any topics unique to Tennessee.

Take 4-5 full-length timed practice exams. Review every wrong answer. Target 80% or higher before scheduling your real exam.

Step 6: Study Strategies That Work

Step 7: Exam Day Preparation

Schedule your exam at candidate.psiexams.com. Testing centers are available in Nashville, Memphis, Knoxville, and Chattanooga.

After passing, submit your license application to the TREC and find a sponsoring broker to activate your license.