How to Pass the Kentucky Real Estate Exam in 2026

The Kentucky real estate sales associate exam is administered by PSI and regulated by the Kentucky Real Estate Commission (KREC). Current PSI bulletin 2312 lists 130 scored questions, 240 minutes split between national and Kentucky portions, and a 75% passing standard for each portion.

Step 1: Complete the Education and Background Requirements

KREC requires 96 hours of prelicense education or six academic credits. Follow the current KREC and PSI instructions for eligibility. The current process also requires the FBI background process before testing.

Step 2: Know the Exam Format

Total Scored Questions: 130

National Portion: 80 scored questions and 150 minutes

Kentucky Portion: 50 scored questions and 90 minutes

Total Time Limit: 240 minutes (4 hours)

Passing Score: 75% on each portion

Exam Fee: $100

Administered By: PSI

If you fail one portion, follow the current PSI/KREC failed-portion retake instructions. The current bulletin provides a four-month window for completing the failed portion. After passing, submit the license application within 60 days under the current KREC process.

Step 3: Study the Official Content Areas

Use the current PSI bulletin and KREC materials for national property ownership and land use, transfer of title, valuation and appraisal, financing and settlement, agency and fiduciary duties, contracts, fair housing, real estate math, Kentucky license law, agency, property-condition disclosure, closing procedures, trust accounts, and Kentucky fair-housing requirements.

Step 4: Build a Focused Study Plan

Divide study time between the national and Kentucky outlines. Review missed practice questions and verify Kentucky-law details against current KREC and PSI materials. Keep readiness scores and pacing goals as personal study choices, not official requirements.

Step 5: Prepare for Exam Day

Schedule through the current PSI Kentucky real estate registration flow and use current appointment information rather than a static city list.

Follow PSI bulletin instructions for identification, arrival, calculator, note-material, and score-report requirements. Do not rely on unsupported claims about personal calculators, scratch paper, or immediate results.

After passing, complete the KREC license application and any current broker-affiliation and background documentation required by KREC.

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