Free Kansas Real Estate Practice Exam

Q1.Under the Kansas Real Estate Brokers' and Salespersons' License Act, a supervising broker who allows a salesperson to operate from a branch office must ensure which of the following requirements is met?

• A.The branch office must display the supervising broker's license and operate under a branch office license issued by the Kansas Real Estate Commission.
• B.The branch office need only maintain a copy of the salesperson's license and may operate under the main office license without separate authorization.
• C.The supervising broker must physically be present at the branch office for a minimum of 20 hours per week.
• D.A branch office may operate without a separate license as long as the salesperson holds an active license and files a written notice with the Commission.

Q2.Which government program is designed to help eligible rural and suburban homebuyers obtain financing with no down payment required?

• A.USDA Rural Development loan program
• B.FHA loan program
• C.VA loan program
• D.Conventional loan program

Q3.A Kansas real estate brokerage firm has a buyer client and a seller client in the same transaction. The broker designates one affiliated licensee to represent the buyer and a different affiliated licensee to represent the seller. Under BRRETA, this arrangement is known as:

• A.Dual agency, which requires special written consent from the Kansas Real Estate Commission.
• B.Designated agency, which requires informed consent of both parties.
• C.A transaction brokerage arrangement, which eliminates all agency duties automatically.
• D.Sub-agency, where each designated licensee owes duties to the supervising broker rather than to their respective clients.

Q4.A Kansas salesperson license applicant has completed all required pre-license education. Under the Kansas Real Estate Brokers' and Salespersons' License Act and KREC rules, within what timeframe must the applicant pass the Kansas state licensing examination after completing their pre-license education in order for that education to remain valid for licensure purposes?

• A.The education is valid indefinitely as long as the applicant has not been licensed and subsequently had a license lapse
• B.The applicant must pass the examination within one year of completing the pre-license education
• C.The applicant must pass the examination within two years of completing the pre-license education
• D.The applicant must pass the examination within six months of completing the pre-license education

Q5.A licensee uses Facebook ad targeting that excludes the audience over age 35 from seeing a rental listing. The licensee did not know about the FHA implications. Which is true?

• A.No violation — algorithmic targeting is protected by Section 230
• B.Violation only if a complaint is filed
• C.Violation — § 3604(c) prohibits advertising that indicates preference based on familial status (excluding older audiences); HUD has specifically held platform-based ad targeting violates the FHA (HUD v. Facebook, 2019)
• D.Only the platform is liable, never the licensee

Q6.Under federal fair housing law, which of the following activities would be considered illegal discrimination in the rental of residential property?

• A.Refusing to rent to someone because they have a pit bull and the property has a no-pets policy
• B.Charging a higher security deposit for a tenant with a service animal
• C.Requiring all tenants to have a minimum credit score of 650
• D.Refusing to rent a one-bedroom apartment to a family with three children due to occupancy standards

Q7.Under RESPA, a controlled business arrangement (CBA) disclosure must be provided when a settlement service provider refers a consumer to an entity in which the provider has what type of relationship?

• A.Any business relationship whatsoever
• B.More than a 1% ownership interest or other beneficial interest
• C.More than a 10% ownership interest
• D.A controlling ownership interest of 51% or more

Q8.Under Kansas law, a seller of a residential property containing one to four dwelling units is required to complete and deliver a property condition disclosure to a prospective buyer. Which of the following statements most accurately describes this Kansas requirement?

• A.The seller must deliver the completed disclosure to the prospective buyer before the buyer makes a written offer, and if the disclosure is delivered after the offer is accepted, the buyer has the right to rescind the contract within a specified period.
• B.The disclosure requirement applies only to new construction homes and does not apply to the sale of previously occupied residential properties.
• C.The Kansas property condition disclosure is optional; sellers may instead provide a written disclaimer stating they have no knowledge of defects, and this fully satisfies the statutory obligation.
• D.The listing broker, rather than the seller, is solely responsible for completing and delivering the property condition disclosure form to prospective buyers.

Q9.A Kansas salesperson receives an earnest money deposit from a buyer on Monday. Under Kansas law and Kansas Real Estate Commission regulations, what must the salesperson do with those trust funds?

• A.Hold the funds personally until closing to keep them safe
• B.Deposit the funds into the salesperson's personal savings account temporarily
• C.Deliver the funds to the supervising broker promptly so the broker can deposit them into the broker's trust account
• D.Return the funds to the buyer and ask them to bring a cashier's check at closing

Q10.A Kansas resident owns a 12-unit apartment complex and personally collects rent, shows vacant units to prospective tenants, and executes lease agreements on behalf of no other property owner. Under the Kansas Real Estate Brokers' and Salespersons' License Act, this individual:

• A.Must hold at least a salesperson license because negotiating leases constitutes a licensed activity regardless of ownership
• B.Is exempt from licensure because an owner acting on behalf of their own property is not required to be licensed
• C.Is exempt only if the complex contains fewer than 10 units, requiring a license for larger properties
• D.Must hold a broker license because managing more than four units for compensation requires broker-level authority

Q11.An easement appurtenant differs from an easement in gross in which fundamental way?

• A.Easements appurtenant are always recorded while easements in gross need not be
• B.Easements appurtenant are permanent while easements in gross are temporary
• C.Easements appurtenant benefit adjacent land while easements in gross benefit a person or entity
• D.Easements appurtenant require compensation while easements in gross do not

Q12.Under Kansas Real Estate Commission regulations, a salesperson takes a listing and receives an earnest money deposit by personal check. What is the salesperson's correct course of action regarding this deposit?

• A.The salesperson may deposit the earnest money into their personal bank account and hold it until closing, provided they keep accurate records.
• B.The salesperson must promptly deliver the earnest money to their supervising broker, who is responsible for placing it in a properly maintained trust account.
• C.The salesperson may open a separate escrow account in their own name and deposit the funds there until the transaction closes.
• D.The salesperson should hold the uncashed check until all contingencies are removed before delivering it to anyone.

Q13.According to the Kansas Real Estate Brokers' and Salespersons' License Act, which of the following is a requirement that distinguishes a broker license from a salesperson license in Kansas?

• A.A broker applicant must be at least 21 years of age, whereas a salesperson applicant must be at least 18 years of age
• B.A broker applicant must have actively held a Kansas salesperson license for at least two years prior to applying for a broker license
• C.A broker applicant must complete only 30 hours of pre-license education, compared to 60 hours for a salesperson
• D.A broker applicant is not required to pass a state examination, whereas a salesperson applicant must pass both national and state portions

Q14.Under federal Truth-in-Lending Act (TILA) requirements, lenders must provide borrowers with which key disclosure to help them understand the true cost of credit?

• A.Annual Percentage Rate (APR)
• B.Loan-to-value ratio
• C.Private mortgage insurance rate
• D.Property tax assessment

Q15.The Kansas Real Estate Commission is authorized under K.S.A. 58-3046a to impose civil fines in addition to other disciplinary sanctions. A managing broker is found to have failed to supervise an affiliated salesperson who conducted multiple unauthorized dual-agency transactions without proper disclosure. Which disciplinary outcome is the Commission MOST likely empowered to impose under Kansas law?

• A.Revoke only the salesperson's license, since the salesperson was the direct violator, and issue a letter of concern to the managing broker.
• B.Impose a civil fine on the managing broker, suspend or revoke the managing broker's license, and separately discipline the salesperson.
• C.Refer the matter exclusively to the county district attorney for criminal prosecution, as dual-agency violations are criminal offenses in Kansas.
• D.Suspend the managing broker's license for 30 days automatically without a hearing, pursuant to the Commission's summary suspension authority.