Exam Structure
National vs. State Real Estate Exam
Most licensing exams have two parts. Here's what the national and state portions cover, how they're scored, and how to prepare for both.
Quick Answer
What is the difference between the national and state portions of the real estate exam?
The national portion tests principles that apply in every state — agency, contracts, financing, and federal law — while the state portion tests your state’s specific license law and rules. Most states combine both in one session and score them separately, so you must pass each part.
Last updated: June 30, 2026
National vs. state portion, side by side
| Feature | National portion | State portion |
|---|---|---|
| Covers agency, contracts, financing | Some | |
| Covers your state’s license law | ||
| Federal law (fair housing, RESPA) | Some | |
| State-specific agency & disclosure rules | ||
| More real estate math | ||
| Scored separately in most states | ||
| Must pass to get licensed |
Columns describe the two exam portions — this is not a product comparison. Exact content and scoring vary by state and testing vendor.
Frequently asked questions
What is the difference between the national and state real estate exam?
The national portion covers principles that apply everywhere — agency, contracts, financing, valuation, and federal law. The state portion covers your state’s specific license law, agency rules, and regulations. Most states combine both into one exam session.
Do I have to pass both portions?
Yes. Most states require you to pass both the national and state portions. In many states they are scored separately, so you must meet the passing score on each part.
Which portion is harder?
It varies by person. The national portion is broader and more math-heavy; the state portion is narrower but requires memorizing state-specific rules. Good prep covers both so neither catches you off guard.
How do I prepare for both at once?
Use prep that includes both national questions and questions specific to your state. Click2CE serves both, adapting to your weak areas, starting at $59.
Reviewed by
Jennifer Williams
Founder of Click2CE Real Estate School and the designated School Director for Arizona (ADRE School S26-0002). Licensed real estate broker in 40+ states, Certified Distance Education Instructor (CDEI), and ARELLO-certified. Jennifer reviews every course and guide for regulatory accuracy.
Read Jennifer’s full bioSources & references
Prepare for both portions at once
Adaptive practice covering the national portion and your state’s rules — from $59.