For each exam section below, here is what is actually tested, the most common candidate pitfalls, a worked example, and how Click2CE prepares you. Reading every section here is roughly the equivalent of a free 30-minute orientation lesson with one of our instructors.
Real Property
~10 questionsAbout 10 questions test how Texas defines real property, fixtures, legal descriptions (metes-and-bounds is common in rural Texas), and conveyance. Texas uses the Texas Real Estate Commission (TREC) promulgated forms for nearly every residential transaction — knowing form names is essential. Pitfall: candidates miss questions on water rights — Texas applies the rule of capture for groundwater (with exceptions in Edwards Aquifer Authority districts) and prior appropriation for surface water. Example: a fixture test on a window-unit AC vs. a built-in central system. Click2CE drills Texas-specific descriptions including the public-rectangular-survey exceptions.
Contracts & Agency
~20 questionsRoughly 20 questions cover TREC promulgated contracts (1-4 Family Residential, Farm and Ranch, Condo), the Information About Brokerage Services (IABS) form, intermediary brokerage (Texas's version of dual agency), and fiduciary duties. Texas uniquely uses the term "intermediary" — a broker can act as intermediary with appointed associated licensees representing each party. Pitfall: confusing intermediary with dual agency; intermediary requires written consent before substantive contact. Example: the IABS must be presented at first substantive contact, not at signing. Click2CE walks through every TREC form and the timing rules that get tested.
Financing
~15 questionsAbout 15 questions on mortgage instruments (deed of trust is standard in Texas), VA/FHA/USDA loans, qualification ratios, and Texas-specific lending rules. Texas has the most restrictive home-equity lending rules in the country (Article XVI § 50(a)(6)) — 80% combined LTV cap, 12-day cooling-off, no closing at home, and a 2% cap on most fees (effective since 2018). Pitfall: candidates forget the 2% fee cap and the 80% combined-LTV ceiling. Example: a $300,000 home with a $200,000 first lien limits the combined home-equity to $40,000 (80% of $300,000 minus the $200,000). Click2CE's AI Tutor shows every step.
Fair Housing
~10 questionsAbout 10 questions on the federal Fair Housing Act and the Texas Fair Housing Act (Texas Property Code Chapter 301). Texas mirrors federal protected classes plus enforces through the Texas Workforce Commission Civil Rights Division. Pitfall: candidates miss the Texas-specific accessibility requirements for new multifamily construction beyond federal ADA minimums. Example: refusing to rent to a Section 8 voucher holder is not federally prohibited (source of income is not a federal protected class) — but check city ordinances; Austin and Dallas prohibit it. Click2CE flags every place state and city law adds protections.
Texas State Law
~30 questionsThe largest section — about 30 questions on TREC rules, the Texas Real Estate License Act (TRELA), community property, homestead rights, ad valorem property taxes, and water rights. Pitfall: confusing TREC (the regulator) with TAR (Texas Association of REALTORS, the trade association). Texas homestead protection is among the strongest in the nation — up to 10 acres urban, 200 acres rural, and protected from most creditors. Example: a $1M home cannot be forced to sell for unsecured debts under Texas homestead law. Click2CE's state-law drills cite the exact statute number TREC tests.
Valuation & Appraisal
~12 questionsAbout 12 questions cover the three approaches to value, CMA mechanics, and Uniform Standards of Professional Appraisal Practice (USPAP). In Texas, only state-certified or state-licensed appraisers can perform appraisals — a real estate agent's broker price opinion (BPO) is not an appraisal and cannot be used for federally related transactions. Pitfall: candidates use sales comps without making line-item adjustments. Example: subject property has a pool, comp does not — adjust the comp upward by the contributory pool value. Click2CE drills BPO vs. CMA vs. appraisal distinctions.
Settlement & Math
~15 questionsAbout 15 calculation-heavy questions on prorations, commission, discount points, and closing costs. Texas uses a 365-day year for most prorations unless the contract specifies otherwise. Pitfall: candidates forget that Texas property taxes are paid in arrears — January-to-December assessment, due January 31 of the following year. Example: closing June 30, prior-year taxes $4,380 → seller owes for 181 days × $12/day = $2,172 credited to buyer. Click2CE's math drills give partial credit and show every step.
Property Management
~13 questionsRoughly 13 questions on the Texas Property Code residential landlord-tenant chapter (Chapter 92), security deposits, mandatory disclosures (lead, flooding, smoke detector), and eviction. Texas requires landlords to return security deposits within 30 days, and willful retention exposes the landlord to a $100 plus three-times-the-deposit penalty. Pitfall: confusing notice-to-vacate (3 days for breach) with the JP-court eviction timeline (5 days to answer after service). Example: a tenant in a flood-plain home — the landlord must disclose flooding within the past five years (Texas SB 30). Click2CE walks through every required form.